In the Name of God, Amen, I, Isabel Sephton, Widow, of the township of Scarisbrick and County of Lancaster, being of sound mind, memory, and understanding but mindful of my mortality, do this 27th day December 1829 make this my last Will and Testament in form and manner following; that is to say:
I order and direct my Funeral Expenses and just debts to be first of all paid-
I give and bequeath to my married daughters Ellen Houghton and Margery Bond 10 Pounds each and also to James Banks the illegitimate son of my deceased daughter Isabel Banks the sum of 5 Pounds and I order and direct that the above legacies shall be paid three months after my decease -I also give and bequeath to my unmarried daughter Elizabeth Banks all my Household Furniture of whatsoever kind or description I may die possessed of as well as the Cow and also all my Money or Monies whether in hand or out on security with this proviso that she receive the Interest of the said Monies for her support and maintenance but in case this is found insufficient I authorize my my herein named Executors to apply such portions of the Stock, from time to time for this purpose as they in their discretion may deem fit
But provided she marries then I will and direct that my said daughter Elizabeth only retain the Household Furniture & cow and that the Money or Monies left to her in this my Will shall be equally divided share and share alike amongst my Children, Ellen Houghton, Margery Bond, William Banks and Elizabeth Banks. And in case of the death of my Daughter Elizabeth previously to her illegitimate Son William Banks coming to the Age of fifteen years I order and direct that the Interest of the Monies left to my said daughter Elizabeth be applied to and for his use in the bringing up & education of the said Wm Banks, till he arrives at the age of fifteen years and provided this Interest be found insufficient for this purpose I further authorize & empower my Executors herein after named to apply such portions of the Stock, from time to time as they in their discretion may think proper -And in Case of the death of my daughter Elizabeth previously to her illegitimate son Wm Banks coming to the age of fifteen years it is my Will and I hereby order and direct that on the said Wm Banks attaining the age of fifteen years the said Monies shall be equally divided, share and share alike amongst my surviving children -
I hereby nominate, appoint and constitute my affectionate Son William Banks of Burscough and Thomas Pilkinton Farmer of Scarisbrick Executors of this my last Will and Testament and I do also order and direct that they receive a reasonable compensation for their loss of time & trouble in execution the different duties arising from this my last Will and Testament. In witness whereof I have set my hand and seal the day and year before mentioned.

Signed sealed and                                          Isabel Sephton's x Mark
published by the said
Testator Isabel Sephton
in the presence of us
this 27th day of December 1829
Daniel Newby
William Pilkington

The first day of May 1834 William Banks one of the Executors in this will named was sworn in common form (power being saved to Thomas Pilkington the other Executor therein also named to take upon him the execution of the said will when he shall lawfully request the same) and he further made oath that the personal Estate and Effects of the Testator within the Diocese of Chester were under the value of £100
Before me C Forshaw Surrogate

The Testator died the eighth day of February 1834

Pro issd dated 1st May 1834