In the Name of God Amen I Mary Richards formerly of Hill in the Parish of Burton in the County of Pembroke but now of the Town of Cardigan in the County of Cardigan Widow whereas I am intitled during the term of my natural life to the Interest or dividends of four hundred Pounds given to me by the Will of my late Husband Nicholas Sweeting Richards deceased and now vested in the three Per Cent Consolidated Bank Annuities and I am also intitled during my life to the Interest or dividends of two hundred pounds vested in the same ffunds and given to me by the Will of my late Son Morris Richards deceased now I do hereby give and bequeath all such Interest or dividends as are now due or shall hereafter become due and owing to me from and out of the said several sums of four hundred Pounds and two hundred pounds and all and every sum and sums of money Interest and dividends whatsoever which shall be due or owing to me at the time of my decease unto my Son in Law David Davies of the Town of Cardigan Glazier and Sophia his Wife their Exors and Admors for ever and I do give and bequeath unto the said David Davies and Sophia his Wife all my Personal Estate and Effects of every description and I do wish them to have the care of the Children of my late Daughter Elizabeth Thomas deceased and I do appoint the said David Davies and the said Sophia his Wife Exors of this my last Will and Testament In Witness whereof I have hereunto set my hand and Seal the twenty seventh day of ffebruary in the Year of our Lord one thousand eight hundred and sixteen The mark X of Mary Richards

(Attestation Clause)

Lewis Evans Cardigan      William Gibbons Cardigan

Proved at London 13 March 1817

PCC Prob11/1590